Quick Facts
| Type | 3-card poker (enhanced Trilux variant) |
| Also known as | Trilux Bonus |
| Cards used | Player's first 2 cards + dealer's upcard |
| Top payout | Suited Royals (A-K-Q same suit) → 200:1 |
| House edge | 2.74% |
| Deck requirement | 6 or more decks |
| Verdict | Among the best side bets — still ~5× worse than basic strategy |
What it is
3-Card Poker Bonus evaluates a poker hand made from your two cards and the dealer's upcard. The mechanics are identical to 21+3, with one key difference: instead of paying on Suited Trips (three matching ranks AND suits, e.g., 7♥-7♥-7♥), this variant pays on Suited Royals (A-K-Q all same suit) at 200:1, plus enhanced Straight Flush at 50:1.
The bet is a Trilux family variant licensed by Galaxy Gaming. Its enhanced top tier is the marketing hook — visually striking when it lands — but the everyday wins still come from the more frequent Three of a Kind, Straight, and Flush hands.
Paytable
| Hand | Pays |
|---|---|
| Suited Royals (A-K-Q same suit) | 200:1 |
| Straight Flush | 50:1 |
| Three of a Kind | 30:1 |
| Straight | 10:1 |
| Flush | 5:1 |
House edge
| Decks | House Edge |
|---|---|
| 6 or more | 2.74% |
Verdict
3-Card Poker Bonus is one of the better side bets in the casino. The 2.74% house edge ties Lucky Lucky for the lowest-edge option on most floors, and the 200:1 Suited Royals top tier gives the bet a more memorable jackpot than the standard 21+3 variant.
It's still 5× worse than the main blackjack game (~0.5% with basic strategy). Treat it as entertainment that costs ~$2.74 per $100 wagered on average, not as a way to make money.
Practice in BJNP
3-Card Poker Bonus is unlocked in the premium tier of Blackjack Navigator Pro. The app uses this exact paytable and shows live house edge as you play.
See also